Accident Protection Insurance

Our Accident Protection Plan is benefit that can be included under your motor insurance policy for a small premium or purchased on its own, even if you are not the owner or driver of a motor vehicle.

Overview of GTM AcciProtect Plan

  • Financial protection in two ways:
    • Up to EC$100,000 accidental death benefit payable to your loved ones.
    • Up to EC $200 paid daily after the first day you are hospitalised due to accident, for up to 365 days.
  • Guaranteed Acceptance for ages 18 to 69.  No health questions.
  • Joint Coverage Discount – you and your spouse enjoy a special rate.
  • Coverage cannot be cancelled regardless of claim history, provided you pay your premium.


  • Hospital benefits are paid for each day of hospitalisation must occur within 90 days of the accident.
  • Death benefits are paid if death results from an accident while the insurance is in force and within 365 days of the accident.
  • Benefits are reduced to one-half at age 70 and terminate at age 75.

WOULD YOU LIKE TO SIGN UP?  Please complete our AcciProtect Application Form and submit it to a GTM Insurance Advisor or one of our offices near you.